Remember to update these credentials after testing; security is paramount. Detailed results and error codes are documented in a later section.

Result Code:990017, Transaction Status: 1

Result Code:900003, Transaction Status: 2

Result Code:900007, Transaction Status: 2

Result Code:990022, Transaction Status: 0

Card Brand	Card Number	Risk Indicator
MasterCard	`5200000000000064`	Not Applicable (`XX`)

Result Code:900004, Transaction Status: 2

All other card numbers will simulate invalid card conditions.
Expiry Date must be in thefuture. Cardholder name and CVV can be any value.

Here are some common error codes and their meaning when testing PaySubs:

Code	Description
`DATA_AMT_NUM`	Amount is not a number
`DATA_AMT_ZERO`	Amount value is zero
`DATA_CHK`	Checksum is calculated incorrectly
`DATA_CREF`	No transaction reference
`DATA_PS_CUR`	Invalid currency
`DATA_PS_PNAS`	`PROCESS_NOW` set to `NO` but amount supplied
`DATA_PS_PYNAS`	`PROCESS_NOW` set to `YES` but no amount given
`DATA_PS_VER`	Incorrect version number
`ND_INV_PGID`	Invalid PayGate ID
`NO_TRANS_DATA`	No transaction data found
`PAYSUBS_VAL_ERR`	Date ranges are not valid

3D Secure Authentication is applied when testing with certain Visa or MasterCard cards.

Authenticated (A) means the cardholder successfully passed the authentication challenge.
Not Authenticated (N) means authentication was attempted but failed or skipped.
Not Applicable (X) means no authentication was performed (e.g. Amex, Diners).

If the first character of the RISK_INDICATOR is:

Check:

📘
If PROCESS_NOW = NO, then TRANSACTION_STATUS = 5 instead, meaning the subscription was created, but no payment was processed.

Only if:

Authentication occurs before authorization. A bank can still decline after a successful authentication due to lack of funds or other reasons.

Only with explicit permission from your acquiring bank, and it must be configured by PayGate.