Successful test transactions will validate seamless integration and secure processing, paving the way for a smooth launch of live payment processing.
Use the details below to test credit card transactions via PayGate’s PayWeb3 integration, including MasterCard SecureCode / Verified-by-Visa 3D Secure flows and tokenisation support.
Test Credentials
| Description | Value |
|---|---|
| PayGate ID | 10011072130 |
| Password | secret |
| Currencies | ZAR, EUR, USD |
PayVault Tokenisation is supported for both real and test card numbers.
Test Cards
Master the art of seamless payments. Try out our test cards to practice making transactions.
Approved Transactions
RESULT_CODE = 990017, TRANSACTION_STATUS = 1
| Card Brand | Card Number | Risk Indicator |
| Visa | 4000 0000 0000 0002 | Authenticated (AX) * |
| MasterCard | 5200 0000 0000 0015 | Authenticated (AX) |
| American Express | 3782 8224 6310 005 | Not Authenticated (NX) |
See theTransaction Status and Result Codes.
The card numbers marked with * will trigger MasterCard SecureCode / Verified-by-Visa (3D Secure) flows for testing.
Insufficient Funds
RESULT_CODE = 900003, TRANSACTION_STATUS = 2
| Card Brand | Card Number | Risk Indicator |
| MasterCard | 5200 0000 0000 0023 | Not Authenticated (NX) * |
| Visa | 4000 0000 0000 0028 | Not Authenticated (NX) |
| American Express | 3714 4963 5398 431 | Not Authenticated (NX) |
Declined Transactions
RESULT_CODE = 900007, TRANSACTION_STATUS = 2
| Card Brand | Card Number | Risk Indicator |
| Visa | 4000 0000 0000 0036 | Authenticated (AX) * |
| MasterCard | 5200 0000 0000 0049 | Authenticated (AX) * |
| Diners Club | 3056 9309 0259 04 | Not Applicable (XX) |
Unprocessed Transactions
RESULT_CODE = 990022, TRANSACTION_STATUS = 0
| Card Brand | Card Number | Risk Indicator |
|---|---|---|
| MasterCard | 5200 0000 0000 0064 | Not Applicable (XX) |
Invalid Card Numbers
RESULT_CODE = 900004, TRANSACTION_STATUS = 2
| Card Brand | Card Number | Risk Indicator |
|---|---|---|
| Other / Invalid Numbers | — | Not Applicable (XX) |
Expiry dates must be in the future. Cardholder name and CVV can be arbitrary test values.
Try it out
Run tests directly from here.
You can run test cases directly via Postman using the collection below:
Don’t forget to update your environment variables and run with the test credentials above.