This includes card authorization errors, system issues, and communication problems.

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A TRANSACTION_STATUS of 2 typically means the payment was declined.
A status of 0 means it was not processed, likely due to a system or communication failure.

Credit Card Errors

These codes indicate that the transaction could not be authorised due to a card-related issue.

Result Code	Description	Comment
900001	Call for Approval
900002	Card Expired
900003	Insufficient Funds
900004	Invalid Card Number
900005	Bank Interface Timeout	Indicates a communication failure between bank systems.
900006	Invalid Card
900007	Declined
900009	Lost Card
900010	Invalid Card Length
900011	Suspected Fraud
900012	Card Reported as Stolen
900013	Restricted Card
900014	Excessive Card Usage
900015	Card Blacklisted
900207	Declined; authentication failed	Cardholder failed MasterCard SecureCode / Verified by Visa.
990020	Auth Declined
900210	3D Secure Lookup Timeout
991001	Invalid expiry date
991002	Invalid Amount

Transaction Successful

Result Code	Description	Comment
990017	Auth Done

Communication Errors

Result Code	Description	Comment
900205	Unexpected authentication result (phase 1)
900206	Unexpected authentication result (phase 2)
990001	Could not insert into Database
990022	Bank not available
990053	Error processing transaction

Miscellaneous

Unless otherwise noted, the TRANSACTION_STATUS will be 0.

Result Code	Description	Comment
900209	Transaction verification failed (phase 2)	Indicates altered data from 3D Secure verification.
900210	Authentication complete; transaction must be restarted	May occur if customer refreshes during authentication.
900019	Invalid PayVault Scope
990013	Error processing a batch transaction
990024	Duplicate Transaction Detected. Please check before submitting
990028	Transaction cancelled	Occurs when customer clicks "Cancel" on the payment page.