PayPoint

PayPoint Overview

PayPoint is PayGate’s secure virtual terminal, allowing merchants to manually process card payments via a web interface—no point-of-sale machine required. Whether you're at your desk or working remotely, PayPoint gives you real-time access to payment processing through a secure online portal.

Key Benefits

• Fast and simple to use—no more waiting for dial-up terminals.

• Web-based: Access from anywhere in your office or around the world.

• Cost-effective: Lower transaction fees and no need to rent physical card machines.

• Multi-terminal use: Process transactions from multiple logins simultaneously.

• Customisable user access: Grant staff access and limit permissions if needed.

• Daily settlement: Transactions are authorised immediately and settled overnight.

• Easy reconciliation: Match transactions to your bank statement quickly.

• Refund capability: Issue refunds directly from the system.

How It Works

1. Login to the PayGate Merchant Access Portal.

2. Navigate to PayPoint.

3. Enter the details on the secure payments page.

   

4. Submit the transaction for real-time authorisation.

5. View the transaction result immediately and print it if required.

   

PayPoint transactions are processed against your MOTO (Mail Order / Telephone Order) merchant account.

Supported Payment Methods

• Credit Card (Visa, Mastercard, and others depending on your acquiring bank)

• Compatible with most major South African banks

You may want to include bank-specific guidance or links if applicable.

Security and Compliance

• PCI DSS compliant

• Encrypted SSL communication

• User access control and activity logging