PayBill
Offer customers a quick and secure way to pay every invoice—no development needed.
PayBill by PayGate is the ideal solution for merchants who want to enable online payments per invoice without the overhead of website integration or custom development. Whether you’re a small business or an enterprise, PayGate’s PayBill gives you a streamlined way to request and collect payments using nothing but a browser and your customer’s email address.
Key Benefits
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No coding or integration required — just log in, send, and get paid
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Secure and reliable — 3D Secure enabled (Verified by Visa™ & MasterCard® SecureCode™)
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Fast and efficient — email invoices include secure payment links
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Real-time notifications — merchants are alerted upon successful payment
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Low transaction fees — designed for affordability and accessibility
How It Works
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Create the Bill
From the PayGate Merchant Access Portal, you create a new PayBill by entering your customer’s name, email address, and the amount owed.
Create new Bill

Recipient Info
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Customer Receives an Email
The system sends a pre-formatted email with a secure PayGate-hosted payment link. -
Customer Completes Payment
The customer clicks the link and is taken to a secure payment page where they can complete the transaction using their preferred payment method. -
Get Paid & Stay Updated
Once the payment is successful, you’re notified, and the payment reflects in your PayGate Merchant Access Portal dashboard.
Payment Received
Supported Payment Methods
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Credit Card
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SiD (Instant EFT)
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PayPal
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M-Pesa (Kenya only)
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SCode
Compatible Banks
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South African Banks
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African Banks
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International Banks
Updated 4 months ago
